Required documents
Have these three ready before you start your enquiry it makes the whole process faster and smoother.
What we need, and what counts
Valid South African ID
RequiredA clear copy or photo of your green barcoded ID book (both the photo page and the barcode page) or your smart ID card (front and back). The document must be valid not expired and all four corners must be visible.
Latest Payslip
RequiredYour most recent official payslip showing your gross salary, deductions, and net pay. The payslip must clearly show your employer's name, your name, and the pay period usually the current month or the immediately preceding one.
6 Months Bank Statements
RequiredOfficial PDF bank statements covering the last 6 months (180 days) of your primary transactional account. The statements must show your salary or regular income deposits, your name, and the account number. Every page must be included.
Alternative documents
If you don't receive a traditional payslip, we may accept one of the following talk to us first so we can confirm what applies to your situation.
Business bank statements, invoices, or a letter from your accountant confirming income.
3 months of commission statements alongside your latest payslip.
Your SASSA or pension letter plus bank statements showing the monthly deposits.
Employment contract and bank statements demonstrating the regular deposit.
What not to send
For your own security, never send us these we will never ask for them:
- •Your bank card PIN or online banking password
- •Your physical bank card or ID book we never keep originals
- •One-time PINs (OTPs) received on your phone
- •Photos of documents you don't recognise or can't verify
How to submit safely
We accept documents through verified channels only. Never send documents through any other website, WhatsApp group, or social media account.
Send to 063 036 0726 click the WhatsApp button below or the floating icon. Look for our verified profile and logo before sharing.
Send to info@pfukanicashloans.co.za. PDFs are preferred larger files can be sent as multiple emails if needed.
Visit our offices at Stand No. 601, Maphata Village, Giyani, 0826. Please message us first so we can prepare for your visit.
POPIA document rules
Pfukani Cash Loans does not use web-based upload forms. This website has no upload fields, no forms, and no server-side document storage. All sensitive documents must be transmitted via our verified WhatsApp or email channels only. Once received, your documents are stored securely and only accessed by authorised staff for the purposes of your application. For full details, see our Privacy Policy.
Send via WhatsAppTips for faster verification
Photograph flat, well-lit, uncropped. Place documents on a flat surface with good light, and make sure all four corners are in the frame.
Send the PDF bank statements not screenshots. Download statements directly from your banking app so all six months are included and every page is legible.
Label each file clearly. Name files with your surname and the document type for example, "Mokoena-ID.pdf" or "Mokoena-Payslip-Jan.pdf".
Send everything in one message. Bundle all three documents in a single WhatsApp or email thread so we can process them together.
Common reasons for document rejection
Blurry or unreadable text and numbers must be clear.
Cropped corners the whole document must be visible.
Missing months bank statements must cover 6 continuous months.
Expired ID renew before applying.
Wrong account statements must be your primary salary account.
Altered documents any tampering ends the application.
Quick answers
For most loans, clear photos or digital copies are enough. Certified copies may occasionally be requested for specific verifications we'll tell you upfront if that applies.
Yes, provided your name appears on the statements and the income deposit is clearly visible. We may also ask for the other account holder's consent or additional verification.
Enquiries that don't result in a loan: up to 12 months. Credit agreements: at least 5 years after settlement, as required by the NCA. See the Privacy Policy for full retention periods.
Documents must be in your legal name. If they're in a language other than English or Afrikaans, you may need to provide a sworn translation. Talk to us first so we can advise.